Buying and Insuring a Static Caravan

July 30th, 2011 by admin

Owning a static caravan is a great way to take more holidays, at much shorter notice, and much cheaper than is normally possible.caravan camps north wales

However, if you’re thinking of buying a static caravan, then there are a number of things you should you should consider prior to investing your hard-earned money.

Unlike touring caravans, static caravans are subject to a number of geographical risks in the site where it is kept. The risk of such unforeseen events as falling trees, storms and flooding are overlooked by many people, despite how commonly they occur. There is also the risk that during the winter pipes can freeze and burst causing major headaches to static caravan owners.

When you have found a site you are interested in, it is important that you check with the owners whether the site has ever been subject to flood or storm damage. If it has then this could prevent you getting reasonably priced static caravan insurance for a caravan on the site.

Even if the site owners say it has not suffered flooding you should also check if the site is in an area that is at risk of flooding. To do this you need to know the post code of the site. If the site is in England or Wales, visit the Environment Agency website and input the post code into the box on the right hand side of the screen. If the site is in Scotland then you should check on then Scottish Environment Protection Agency website.caravan camps Rhyl

You can also check on Google maps to identify more precisely where the site and particular caravans are and then refer back to the flood map for a more precise indicator to the flooding risk presented. Areas that in particular can be problematic in terms of insurance because of flooding are Norfolk and Lincolnshire, low-lying coastal areas of North Wales, and sites close to major rivers such as the Avon and the Severn rivers.

You will find that nearly all static caravan/holiday home sales are of sited caravans. The sale will be made either by the owner in the case of a second-hand caravan (with the permission of the site owner), or by the site owner themselves.caravan holidays rhyl

Occasionally it may be possible to buy a site without a van upon it an arrange with the site owner to have it sited there. In such circumstances they will expect a significant payment for allowing the siting of a caravan as they would have expected to make a profit on the sale of a sited caravan.

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